Life Insuance
Proven strategies and quality products:
We use a proven, one-on-one process to analyze your unique situation and offer products with strategies to meet your needs.
Retirement Plans: SEP, Simple IRA, Roth IRA, Traditional IRA
401(k)Investment Planning
Estate Planning: Preserving Your Wealth for Your Family
Financial Planning
Tax Planning: Income Tax, Tax Strategies, Trusts
Life Settlements, Annuities, Charitable Giving
“Life insurance provides either a stated sum or a periodic income to your designated beneficiaries upon your death. Certain “life events” such as marriage, the birth of a child, or a change of jobs trigger the need to buy or add life insurance. Deciding that you need life insurance is the first step. The next step, deciding what kind of life insurance, is where we can help. We offer a variety of policies to fit a variety of needs.”
Term Life
Term Life insurance provides protection for a specific period of time, usually 5, 10, 15 or 20 years, and pays the benefit only if the loved one passes away during the term. If you are interested in short term coverage or coverage for a specific need such as college tuition or the purchase of a home, Term Life insurance would suit you. It is also an affordable option for young people buying insurance for the first time. Term Life insurance does not build any cash values and can get more expensive as you get older.
Mortgage Term Life
Mortgage Term Life insurance is a life insurance policy covering a mortgagor. The benefits from this policy are intended to pay off the balance due on a mortgage upon the death of the insured. It provides level premiums with a decreasing death benefit.
Universal Life
Universal Life insurance is similar in design to Term Life insurance but has an additional feature that allows you to put extra funds into the policy over and above the life insurance cost. These excess funds are entered into an interest bearing account where they grow on a tax-advantaged basis. You may accumulate significant cash value over the years and, in some circumstances, “borrow” the appreciated funds without paying taxes on the borrowed gains. As long as the policy stays in force the borrowed funds do not need to be repaid, but interest may be charged to your cash value account.
GET Life and Health is a unique corporation composed of exceptional products and services designed to improve long term health and financial success. We offer a wide range of products that will protect assets and create wealth. Our goal is to help our clients reach greater personal health and wellness both physically and financially.
Our clients come first our philosophy is exactly what our name is GET Life and Health
Clients need life insurance to protect their estate and their assets as well as simple and easy to understand investment vehicles to create financial security at retirement.
Health insurance is also to be considered in protecting assets. We offer a very unique product called the “Financial Health Plan” it is simply health insurance with the option to get all you money back at retirement. Let us analyze your current carrier. Many times we can save our clients money and give them better coverage with less out of pocket exposure.
Great health is also another strategy available through GET life and health. We offer a product that will radically optimize and cleanse the body. The best health insurance is to get healthy and stay healthy.
Mission Statement
To provide our clients unique and exceptional products and services that will protect and create lasting health and wealth.
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